Mortgage News and Information from the Desk
of Keith Furer
Get the latest mortgage news and information directly from my more than 20 years of experience.
Have specific questions of your own? Contact me directly, I am happy to take the time and discuss.
Want more information about my work and experience? Check my Bio and Recommendations from people who have worked with me.
I look forward to working with you, Keith
October 22, 2025
The housing market faces a new layer of uncertainty and opportunity: the current federal government shutdown and the upcoming Fed meeting...
July 28, 2025
After creeping upward in June, mortgage rates showed signs of stabilizing in early July.
May 1, 2025
The mortgage market heated up in April as economic conditions stabilized for those looking to secure financing.
January 1, 2025
We’re here to keep you informed about the latest news in the mortgage industry and to help you with your financing needs.
November 11, 2024
Buying or refinancing a home is one of the most significant financial decisions. A quick breakdown of who is involved and when.
May 30, 2024
As expected, the Federal Reserve Board left policy rates unchanged at their most recent meeting. Investors – those who actually control mortgage interest rates – were listening for hints of future action. Are rate cuts still on the board for 2024? In March, Board members projected three policy rate cuts […]
April 18, 2024
Despite predictions of mid-year mortgage rate drops, a hotter than expected inflation number recently sent rates to their highest level of the year. This demonstrates the market’s response to expectations. Investors had previously expected Fed policy rate cuts, so mortgage rates fell. Now that the Fed is less likely to […]
March 19, 2024
My son is pretty pumped about March Madness! It’s officially March Madness and that doesn’t just mean basketball! The 2024 Spring local real estate market is underway and you don’t want to miss your shot. Ensure a win by getting an updated preapproval letter so that you can avoid having […]
December 17, 2023
Wishing you and your family a wonderful Holiday Season and a prosperous New Year! May you have a year full of love and happiness.
August 22, 2023
We specialize in financing large and complex transactions that require less documentation to qualify. GuardHill offers many loan programs that do not require tax returns. Find out.
May 11, 2023
The local real estate market has been slower than it traditionally is during the Springtime. It seems that there continues to not be a lot of sellers in the market, but it will not remain that way forever Learn More
September 20, 2022
Inventory is increasing and competition is decreasing. Waiting to buy your next home could result in your paying higher rates and higher prices.
May 18, 2022
Don’t let an increase in rates stop you from buying. There may be a solution out there that makes sense for you. Learn more.
February 10, 2022
What do you need? Chances are Guardhill Financial provides it.
January 16, 2022
While many retail banks are limiting their product offerings, GuardHill is adapting to the changing environment and expanding its line of products. Find out more.
August 12, 2021
While many retail banks are limiting their product offerings, GuardHill is adapting to the changing environment and expanding its line of products. Find out more.
July 12, 2021
GuardHill's Unique Loan Programs for Doctors offers program advantages like highly competitive rates and no mortgage insurance required. Learn more.
June 4, 2020
Guardhill Financial Webinar – New Trends GuardHill Financials’ top mortgage professionals discuss current trends in the mortgage industry, and hold a Q+A session to answer user submitted questions. Featured guests: Keith Furer Melissa Louie-Young Michael Riemer Alan Rosenbaum Recorded – June 5th, 2020
May 20, 2020
Contact me for assistance to get into the best position possible. I’m always here to assist you with your mortgage financing needs. Our goal is to bring homeowners a sense of financial relief, whether big or small. Don’t hesitate to reach out with any questions you may have. A mortgage check-up […]
August 1, 2019
Eager to fend off an economic slowdown and keep credit easily available, the Federal Reserve lowered the benchmark interest rate on Wednesday for the first time since 2008. Much of this decision was based on the current positive economic outlook, including a strong domestic job market and consumer spending. This […]
June 14, 2019
The Mortgage Refinancing Specialists As you may know, Guardhill has been a leading mortgage refinancing specialist in the Tri-state area for over 25 years. Our success has resulted from our integrity, loyalty, and service to our customers as well as our competitiveness, efficiency, and speed throughout the mortgage process. Interest […]
May 15, 2019
According to “The Battle of the Banks,” a recent Real Deal article, “in 2016, 30 percent of residential loans in New York were issued by nonbank lenders…and the number has likely increased in the last three years.” As you may know, nonbank mortgage lenders such as GuardHill have the ability […]
March 7, 2019
Twenty years of experience in the mortgage industry has taught me that nothing is as important as getting prepared early during the home buying process. The best way to prepare is to get a fully underwritten pre-approval by someone with local experience whom you can trust. Maximize the chance of […]
December 12, 2018
The end of this year marks my 20th year in the business the industry has gone through a roller coaster of changes over that time and it has been quite a ride thus far. Thank you for your support over the years. You can continue to look to me for […]
October 22, 2018
Autumn 2018 has arrived and with it, higher levels of available real estate than we have seen in a while. A market like this offers valuable opportunities for potential buyers who are clear on their expectations and strategic in their methods. Over my 20+ years in the business, I have […]
August 21, 2018
How do we do that? Here are some specifics about how we provide you with a better mortgage experience than a retail bank: 1. Faster and More Efficient Underwriting In addition to our dedicated team, we attribute our super fast speed to our entire operation being located in one place, right […]
April 18, 2018
Guardhill Provides Preliminary Mortgage Approvals in 24 Hours! Based in our midtown Manhattan headquarters, our dedicated underwriting team is able to make decisions on approvals quickly. These approvals mean that we can hit the ground running and close deals fast. Consider these benefits; – 24 Hour Preliminary Approvals – Great […]
March 25, 2018
Real Estate Bidding Madness – Making offers, they’re being rejected, try again, they’re being rejected again…… How can you beat the odds and get out of this cycle? A proven method to raise your chances of having your bid accepted and put yourself in the next best position to paying […]
January 31, 2018
Smart Approaches & Streamlined Systems The Fastest & Easiest Yet! The smartest approach to a possible home purchase in the coming year is to get your ducks in a row ahead of time. During each of the 20+ years that I have been helping people, I have also worked to […]
November 9, 2017
Many believe that the Federal Reserve will raise interest rates this coming December, and possibly three more times next year. A mix of factors is going into the Fed’s determination, particularly the CPI inflation data, as explained in detail by CNBC in the article, “Fed on track to raise interest […]
October 2, 2017
The real estate market season for Fall is upon us and it is no less crazy than recent seasons past. Bidding wars are common, financing can be tricky, and well priced, good all-around properties are in short supply. You MUST be strategic to be successful! If there is one thing […]
August 1, 2017
I can help get your loan DONE. Do any of the below apply to your situation? Difficult Buildings Low owner occupancy, land leases, excess commercial space, financial issues, etc. Limited Financial Profiles Limited/alternative credit, bonus, commission, overtime based income, etc. Foreign Nationals Many programs available with competitive loan to value […]
May 16, 2017
Clear today’s common hurdles faster and make closing easier with my help. As we find ourselves in the middle of a very active 2017 Spring Market, hurdles to getting deals closed are everywhere, whether they include a ton of paperwork, or lengthy turnaround times. With almost two decades of experience helping […]
Experience, integrity & great rates.
Contact me today,
Keith Furer
Vice President - Sales NMLS #56322 Guardhill Financial Corp.
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