Mortgage News and Information from the Desk of Keith Furer

Buying or refinancing a home is one of the most significant financial decisions. A quick breakdown of who is involved and when.

As expected, the Federal Reserve Board left policy rates unchanged at their most recent meeting. Investors – those who actually control mortgage interest rates – were listening for hints of future action. Are rate cuts still on the board for 2024? In March, Board members projected three policy rate cuts […]

Despite predictions of mid-year mortgage rate drops, a hotter than expected inflation number recently sent rates to their highest level of the year. This demonstrates the market’s response to expectations. Investors had previously expected Fed policy rate cuts, so mortgage rates fell. Now that the Fed is less likely to […]

My son is pretty pumped about March Madness! It’s officially March Madness and that doesn’t just mean basketball! The 2024 Spring local real estate market is underway and you don’t want to miss your shot. Ensure a win by getting an updated preapproval letter so that you can avoid having […]

Wishing you and your family a wonderful Holiday Season and a prosperous New Year! May you have a year full of love and happiness.

We specialize in financing large and complex transactions that require less documentation to qualify. GuardHill offers many loan programs that do not require tax returns. Find out.

The local real estate market has been slower than it traditionally is during the Springtime. It seems that there continues to not be a lot of sellers in the market, but it will not remain that way forever Learn More

Inventory is increasing and competition is decreasing. Waiting to buy your next home could result in your paying higher rates and higher prices.

Don’t let an increase in rates stop you from buying. There may be a solution out there that makes sense for you. Learn more.

What do you need? Chances are Guardhill Financial provides it.

While many retail banks are limiting their product offerings, GuardHill is adapting to the changing environment and expanding its line of products. Find out more.

While many retail banks are limiting their product offerings, GuardHill is adapting to the changing environment and expanding its line of products. Find out more.

GuardHill’s Unique Loan Programs for Doctors offers program advantages like highly competitive rates and no mortgage insurance required. Learn more.

Guardhill Financial Webinar – New Trends GuardHill Financials’ top mortgage professionals discuss current trends in the mortgage industry, and hold a Q+A session to answer user submitted questions. Featured guests: Keith Furer Melissa Louie-Young Michael Riemer Alan Rosenbaum Recorded – June 5th, 2020

Contact me for assistance to get into the best position possible. I’m always here to assist you with your mortgage financing needs. Our goal is to bring homeowners a sense of financial relief, whether big or small. Don’t hesitate to reach out with any questions you may have. A mortgage check-up […]

Eager to fend off an economic slowdown and keep credit easily available, the Federal Reserve lowered the benchmark interest rate on Wednesday for the first time since 2008. Much of this decision was based on the current positive economic outlook, including a strong domestic job market and consumer spending. This […]

The Mortgage Refinancing Specialists As you may know, Guardhill has been a leading mortgage refinancing specialist in the Tri-state area for over 25 years. Our success has resulted from our integrity, loyalty, and service to our customers as well as our competitiveness, efficiency, and speed throughout the mortgage process. Interest […]

According to “The Battle of the Banks,” a recent Real Deal article, “in 2016, 30 percent of residential loans in New York were issued by nonbank lenders…and the number has likely increased in the last three years.” As you may know, nonbank mortgage lenders such as GuardHill have the ability […]

Twenty years of experience in the mortgage industry has taught me that nothing is as important as getting prepared early during the home buying process. The best way to prepare is to get a fully underwritten pre-approval by someone with local experience whom you can trust. Maximize the chance of […]

The end of this year marks my 20th year in the business the industry has gone through a roller coaster of changes over that time and it has been quite a ride thus far. Thank you for your support over the years. You can continue to look to me for […]

Autumn 2018 has arrived and with it, higher levels of available real estate than we have seen in a while. A market like this offers valuable opportunities for potential buyers who are clear on their expectations and strategic in their methods. Over my 20+ years in the business, I have […]

How do we do that? Here are some specifics about how we provide you with a better mortgage experience than a retail bank: 1. Faster and More Efficient Underwriting In addition to our dedicated team, we attribute our super fast speed to our entire operation being located in one place, right […]

Guardhill Provides Preliminary Mortgage Approvals in 24 Hours! Based in our midtown Manhattan headquarters, our dedicated underwriting team is able to make decisions on approvals quickly. These approvals mean that we can hit the ground running and close deals fast. Consider these benefits; – 24 Hour Preliminary Approvals – Great […]

Real Estate Bidding Madness – Making offers, they’re being rejected, try again, they’re being rejected again…… How can you beat the odds and get out of this cycle? A proven method to raise your chances of having your bid accepted and put yourself in the next best position to paying […]

Smart Approaches & Streamlined Systems The Fastest & Easiest Yet! The smartest approach to a possible home purchase in the coming year is to get your ducks in a row ahead of time. During each of the 20+ years that I have been helping people, I have also worked to […]

Many believe that the Federal Reserve will raise interest rates this coming December, and possibly three more times next year. A mix of factors is going into the Fed’s determination, particularly the CPI inflation data, as explained in detail by CNBC in the article, “Fed on track to raise interest […]

The real estate market season for Fall is upon us and it is no less crazy than recent seasons past. Bidding wars are common, financing can be tricky, and well priced, good all-around properties are in short supply. You MUST be strategic to be successful! If there is one thing […]

I can help get your loan DONE. Do any of the below apply to your situation? Difficult Buildings Low owner occupancy, land leases, excess commercial space, financial issues, etc. Limited Financial Profiles Limited/alternative credit, bonus, commission, overtime based income, etc. Foreign Nationals Many programs available with competitive loan to value […]

Clear today’s common hurdles faster and make closing easier with my help. As we find ourselves in the middle of a very active 2017 Spring Market, hurdles to getting deals closed are everywhere, whether they include a ton of paperwork, or lengthy turnaround times. With almost two decades of experience helping […]

Seller Confidence is the key to getting your offer accepted. Since you can’t just keep raising your offer when you bid on a new property, the trick to appealing to the seller and getting your bid approved is to include an actual pre-approval letter with your offer. This is a […]

Real estate markets closed with strength last year, particularly in the best performing local sectors (1-3 Bedroom’s <$1.5M). 2017 is setting up to be an interesting year for anyone involved with real estate.  Specifically for home owners, buyers, and sellers. What can we expect in 2017? > Increased Demand  From […]

Find out why you shouldn’t be. In my 17+ years helping individuals secure home financing in the tri-state area, one question that always comes up is what type of mortgage to get. Most of my clients initially think that the traditional, more expensive, 30 year fixed option is always the way […]

Rates will very likely be raised within the next few months, particularly with some economists stating that increasing rates could stimulate the economy. For any Buyers out there; – Make sure you stay focused on your search and have your ducks in a row (a strong team, a fresh set […]