April Mortgage Market Update: Stability Returning to the Market

Market Insight

As the spring homebuying season progresses, the housing market is showing encouraging signs of stability. Mortgage rates have remained relatively consistent, buyer demand is steady as consumers adjust to current rate levels, and housing inventory is gradually expanding as more sellers enter the market. Homeowners also continue to benefit from strong equity positions, creating opportunities for refinancing, debt consolidation, or accessing equity for other financial goals.   

Why GuardHill

GuardHill specializes exclusively in mortgages. Headquartered in NYC, GuardHill has built a national reputation for delivering a smooth, efficient mortgage experience while offering highly competitive rates and personalized service.

Looking Ahead

• Mortgage rates are expected to remain relatively stable in the near term
• Housing inventory is gradually improving as more sellers enter the market
• Buyer activity is expected to increase as we move deeper into the spring and summer months                                                   

We’re Here to Help

Whether you’re purchasing a home, refinancing, or advising clients, our team is here to help navigate today’s market. At GuardHill, we focus on building lasting relationships by providing the right combination of service, products, pricing, and a streamlined lending process—supported by flexible lending options and fast approvals.

Some Samples of our Recent Closings:

• $3,200,000 – Nantucket, MA. Purchase of a vacation home. Full documentation. 
• $1,800,000 – New York, NY. Purchase of a condo using existing assets to qualify instead of income.
• $1,200,000 – Nashville, TN. Rate & term refinance of a primary residence using business bank statements to qualify instead of tax returns.
• $900,000 – Boca Raton, FL. Cash-Out refinance of a primary residence. 
• $400,000 – Brooklyn, NY. Cash-Out refinance of a 2-family investment property using only rental income to qualify.