
Happy New Year!
January 1, 2025
Mortgage Rates Cool Slightly After June Spike
July 28, 2025As Spring blossoms are around us.

As Spring blossoms are around us, it’s the perfect time to refresh your financial goals and explore new opportunities in homeownership.
The mortgage market heated up in April as economic conditions stabilized for those looking to secure financing. Mortgage rates today are well below the highs in early 2025 and are still attractive for those looking to purchase a home, cash out an existing property, or consolidate debt.
What’s Ahead this Spring:
Active home listings have surged providing buyers with more options. As buyers continue to realize the advantages of homeownership, there is a growing interest in products that provide for lower initial payments such as, adjustable-rate mortgages (ARMS) interest-only loans and buy-downs.
We’re Here to Help
GuardHill continues to guide homebuyers & homeowners through this challenging market by offering an attractive combination of service, rates and product options. Whether you’re considering buying, refinancing, or simply have questions about the market, we’re here to guide you every step of the way. Contact us to discuss your financing goals.
Let’s make this a great year together!

Some Samples of our Recent Closings:
- $2,700,000 – Sag Harbor, NY. Cash-out and debt-consolidation of a primary residence closed with interest-only payments.
- $2,500,000 – Los Angeles, CA. Cash-out closed with interest-only payments.
- $2,300,000 – Brooklyn, NY. Purchase of a 2-family primary residence vested in a Privacy Trust.
- $1,500,000 – Palm Beach, FL. All cash-out of a vacation home.
- $1,300,000 – New York, NY. Purchase of an investment property in a Non-Warrantable New Construction Condo. Property vested in an LLC.er
Reach out to me today for personalized advice and for a pre-approval.
Best, Keith



